WHAT THIS PRIVACY POLICY COVERS
We take your privacy seriously. Please read the
following to learn more about our privacy policy.
The federal government and technology industry
have developed practical tips to help you guard
against Internet fraud, secure your computer and protect your personal
information.
How We Use Your Personal Information
This
policy covers how we treat personal information that we
collect and receive, including information related to your past use
of our products and services. Personal information is information
about you that is personally identifiable like your name, address,
email address, or phone number, and that is not otherwise publicly
available.
This privacy policy only applies to us only
This
policy does not apply to the practices of companies that we do
not own or control, or to people that we do not employ or manage.
INFORMATION COLLECTION AND USE
General
We collect personal information when you register with us, when you use
our products or services,
when you visit our pages or the pages of certain partners, and when you
enter
promotions or sweepstakes.
We may combine information about you that we have with information we
obtain from business partners or other companies.
When
you register we ask for information such as your name, email address,
birth date, gender, ZIP code, occupation, industry, and personal
interests. For some financial products and services we might also ask
for your address, Social Security number, and information about your
assets. When you register with us and sign in to our services, you
are not anonymous to us.
We collect
information about your transactions with us and with some of our
business partners, including information about your use of financial
products and services that we offer.
We automatically receive and record information
from your computer and browser, including your IP
address, our cookie
information, software and hardware attributes, and the page you request.
We
use information for the following general purposes: to customize the
advertising and content you see, fulfill your requests for products and
services, improve our services, contact you, conduct research, and
provide anonymous reporting for internal and external clients.
Children
When a child under age 13 attempts to contact or register with us, we
ask the child to have a parent or guardian contact us instead.
INFORMATION SHARING AND DISCLOSURE
We
do not rent, sell, or share personal information about you with other
people or non-affiliated companies except to provide products or
services you've requested, when we have your permission, or under the
following circumstances:
- We
provide the information to trusted partners who work on behalf of or
with us under confidentiality agreements. These companies may use
your personal information to help us communicate with you about
offers from us and our marketing partners. However, these companies
do not have any independent right to share this information.
- We respond to subpoenas, court orders, or legal
process, or to
establish or exercise our legal rights or defend against legal claims.
- We
believe it is necessary to share information in order to investigate,
prevent, or take action regarding illegal activities, suspected fraud,
situations involving potential threats to the physical safety of any
person, violations of our terms of use, or as otherwise required
by law.
- We
transfer information about you
if we are acquired by or merged with another company. In this event, we
will notify you before information about you is transferred and
becomes subject to a different privacy policy.
We
may display targeted advertisements based on personal information.
Advertisers (including ad serving companies) may assume that people who
interact with, view, or click targeted ads meet the targeting
criteria—for example, women ages 18-24 from a particular geographic
area.
- We
do not provide any personal information to the advertiser when you
interact with or view a targeted ad. However, by interacting with or
viewing an ad you are consenting to the possibility that the advertiser
will make the assumption that you meet the targeting criteria used to
display the ad.
- Our advertisers
include financial service providers (such as banks, insurance agents,
stock brokers and mortgage lenders) and non-financial companies (such
as stores, airlines, and software companies).
COOKIES
We may set and access our cookies
on your computer.
We let other
companies
that show advertisements on some of our pages set and access their
cookies on your computer. Other companies' use of their cookies is
subject to their own privacy policies, not this one. Advertisers or
other companies do not have access to our cookies.
CONFIDENTIALITY AND SECURITY
We limit access to personal information about you
to employees who
we believe reasonably need to come into contact with that information
to provide products or services to you or in order to do their jobs.
CHANGES TO THIS PRIVACY POLICY
We
may update this policy. We will notify you about significant changes in
the way we treat personal information by sending a notice to the
primary email address specified in your account or by placing
a
prominent notice on our site.
QUESTIONS AND SUGGESTIONS
If you have questions or suggestions, please
contact us using the contact information on our
contact page.